:root{--dark:#10393c;--mint:#eaf2e5;--cream:#f6f5ef;--orange:#ea7f49;--orange-d:#d96c35;--sand:#ffe2b4;--text:#2b2b2b;--muted:#545250;--grey:#7a7a7a;--carousel:#9ae6b4}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--text);background:var(--cream);line-height:1.55;font-size:16px}
img{max-width:100%;height:auto;display:block}
a{color:inherit}
.wrap{max-width:1140px;margin:0 auto;padding:0 24px}
h1,h2,h3{color:var(--dark);line-height:1.15;margin:0 0 .5em;font-weight:700;letter-spacing:-.01em}
h1{font-size:clamp(2.1rem,4.5vw,3.25rem)}
h2{font-size:clamp(1.7rem,3vw,2.4rem)}
h3{font-size:1.25rem;font-weight:600}
p{margin:0 0 1em}
.muted{color:var(--grey)}
.center{text-align:center}
.sub{color:var(--grey);max-width:640px;margin:0 auto 2rem}
/* header */
.site-header{background:#fff;position:sticky;top:0;z-index:20;box-shadow:0 1px 0 rgba(0,0,0,.05)}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;height:72px}
.brand img{height:44px;width:auto}
.nav{display:flex;gap:22px}
.nav a{text-decoration:none;color:#111;font-size:15px}
.nav a:hover,.nav a[aria-current=page]{color:var(--orange)}
.nav-toggle,.nav-btn{display:none}
@media (max-width:760px){
 .nav-btn{display:block;cursor:pointer;padding:8px;font-size:26px;line-height:1;color:var(--dark)}
 .nav{display:none;position:absolute;top:72px;left:0;right:0;background:#fff;flex-direction:column;gap:0;box-shadow:0 8px 16px rgba(0,0,0,.08)}
 .nav a{padding:14px 24px;border-top:1px solid #eee}
 .nav-toggle:checked ~ .nav{display:flex}
}
/* buttons */
.btn{display:inline-block;background:var(--orange);color:#fff;text-decoration:none;font-weight:700;font-size:17px;padding:11px 32px;border-radius:999px;border:0;cursor:pointer;font-family:inherit}
.btn:hover{background:var(--orange-d)}
/* hero */
.hero{background:var(--mint);overflow:hidden}
.hero .wrap{display:grid;grid-template-columns:1fr 1fr;align-items:end;gap:32px;min-height:340px}
.hero-text{align-self:center;padding:48px 0}
.hero-text p{font-size:17px;color:#222;max-width:430px}
.hero-img img{max-height:360px;margin-left:auto;object-fit:contain}
.hero.simple{text-align:center;padding:64px 0}
.hero.simple .wrap{display:block;min-height:0}
@media (max-width:760px){.hero .wrap{grid-template-columns:1fr;min-height:0}.hero-text{padding:40px 0 0}.hero-img img{margin:0 auto;max-height:280px}}
/* sections */
section{padding:72px 0}
.split{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}
.split.rev .split-img{order:-1}
.tilt{position:relative;padding:12px}
.tilt::before{content:"";position:absolute;inset:0;background:var(--dark);border-radius:10px;transform:rotate(-3deg)}
.tilt img{position:relative;border-radius:10px;width:100%;aspect-ratio:7/5;object-fit:cover}
@media (max-width:760px){.split{grid-template-columns:1fr;gap:32px}.split.rev .split-img{order:0}section{padding:52px 0}}
/* carriers */
.carriers{padding:48px 0 24px}
.carriers h2{font-size:15px;font-weight:500;color:#111;letter-spacing:0;text-align:center;margin-bottom:20px}
.logo-strip{background:var(--carousel);display:grid;grid-template-columns:repeat(6,1fr);gap:20px;align-items:center;padding:22px 26px;border-radius:4px}
.logo-strip img{max-height:56px;width:100%;object-fit:contain}
.carrier-note{font-size:13px;color:var(--grey);text-align:center;margin:12px 0 0}
@media (max-width:760px){.logo-strip{grid-template-columns:repeat(2,1fr)}}
/* cards */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;margin-bottom:28px}
.card{text-align:center}
.card .ph{background:var(--mint);padding:28px;display:flex;justify-content:center}
.card .ph img{width:62%;aspect-ratio:16/9;object-fit:cover}
.card h3{margin:16px 0 6px}
.card p{color:var(--grey);font-size:14.5px;margin:0 auto;max-width:330px}
@media (max-width:760px){.cards{grid-template-columns:1fr}}
.band{background:var(--sand)}
.feature{text-align:center}
.feature .ic{width:68px;height:68px;border-radius:50%;background:var(--dark);display:flex;align-items:center;justify-content:center;margin:0 auto 14px}
.feature .ic img{width:40px;height:40px}
.feature h3{color:#3d3d3d}
.feature p{color:var(--grey);font-size:14.5px;max-width:300px;margin:0 auto}
/* faq */
.faq{max-width:720px;margin:0 auto}
.faq details{background:var(--dark);color:#fff;border-radius:6px;margin-bottom:10px}
.faq summary{cursor:pointer;padding:12px 18px;list-style:none;display:flex;justify-content:space-between;font-size:15px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"\25BE"}
.faq details[open] summary::after{content:"\25B4"}
.faq details p{padding:0 18px 16px;margin:0;color:#dbe7e4;font-size:14.5px}
/* cta */
.cta{background:var(--sand);border-radius:8px;display:flex;justify-content:space-between;align-items:center;gap:24px;padding:36px 40px;max-width:900px;margin:0 auto}
.cta h2{margin-bottom:.3em}
.cta p{color:var(--grey);margin:0;max-width:440px}
@media (max-width:760px){.cta{flex-direction:column;align-items:flex-start;padding:28px}}
/* about bits */
.pillars{display:grid;gap:22px}
.pillar{display:grid;grid-template-columns:44px 1fr;gap:16px;align-items:start}
.pillar img{width:40px}
.pillar h3{margin:0 0 4px;font-size:1.1rem}
.pillar p{margin:0;color:var(--grey);font-size:14.5px}
.headshot{width:260px;border-radius:50%;margin:0 auto}
/* contact + form */
.contact-list{list-style:none;padding:0;margin:0 0 24px}
.contact-list li{margin:8px 0}
.contact-list a{text-decoration:none}
.form-card{background:#fff;border-radius:10px;padding:28px;box-shadow:0 6px 24px rgba(16,57,60,.08)}
.form-card h2{font-size:1.5rem}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.form-grid .full{grid-column:1/-1}
label{display:block;font-size:14px;font-weight:600;color:var(--dark);margin-bottom:4px}
input,select,textarea{width:100%;padding:11px 12px;border:1px solid #d1d5db;border-radius:6px;font:inherit;font-size:15px;background:#fff}
textarea{min-height:90px}
.consent{font-size:12.5px;color:var(--muted);margin:14px 0 0;line-height:1.5}
.consent a{color:var(--dark)}
.hidden{position:absolute;left:-9999px}
@media (max-width:560px){.form-grid{grid-template-columns:1fr}}
/* legal */
.legal{background:#fff;border-radius:10px;padding:40px;max-width:900px;margin:0 auto}
.legal h2{font-size:1.4rem;margin-top:1.6em}
.legal h3{font-size:1.05rem;margin-top:1.2em}
.legal ul{padding-left:20px}
.legal li{margin:4px 0}
@media (max-width:560px){.legal{padding:24px}}
/* footer */
.site-footer{background:var(--dark);color:#e6eeec;padding:56px 0 24px;font-size:14.5px}
.foot-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:32px}
.foot-logo{background:#fff;border-radius:8px;padding:10px 14px;display:inline-block;margin-bottom:16px}
.foot-logo img{height:52px;width:auto}
.site-footer h4{color:#fff;margin:0 0 12px;font-size:15px;font-weight:600}
.site-footer ul{list-style:none;margin:0;padding:0}
.site-footer li{margin:0 0 8px}
.site-footer a{color:#e6eeec;text-decoration:none}
.site-footer a:hover{color:#fff;text-decoration:underline}
.site-footer .links a{color:#7cc0ff}
.compliance{border-top:1px solid rgba(255,255,255,.12);margin-top:36px;padding-top:20px;font-size:12.5px;color:#b9cbc8;line-height:1.6}
.compliance p{margin:0 0 6px}
.copyright{text-align:center;font-size:13px;color:#d7e2df;margin-top:18px}
@media (max-width:760px){.foot-grid{grid-template-columns:1fr 1fr}.foot-grid .about-col{grid-column:1/-1}}